2018
Maximizing Home Equity or Preventing Home Loss: Reverse Mortgage Decision Making and Racial Inequality
Keene DE, Sarnak A, Coyle C. Maximizing Home Equity or Preventing Home Loss: Reverse Mortgage Decision Making and Racial Inequality. The Gerontologist 2018, 59: 242-250. PMID: 29522185, DOI: 10.1093/geront/gnx209.Peer-Reviewed Original ResearchConceptsSocial inequalitiesOlder homeownersHome equityMortgage decisionsUnequal landscapeHousing needsRacial inequalityDichotomous schemaEconomic opportunitiesReverse mortgage loansDepth interviewsHome lossThematic coding schemeUS homeownersReverse mortgagesHomeownersEquityStrategic toolInequalityResearch designReverse mortgage borrowersLast resortMortgage loansDiverse sampleMortgages
2016
“There's a Difference—I Own This”: Negotiating Social and Financial Services under Threat of Mortgage Foreclosure
Baker A, Keene DE. “There's a Difference—I Own This”: Negotiating Social and Financial Services under Threat of Mortgage Foreclosure. Social Work 2016, 61: 321-330. PMID: 29664259, DOI: 10.1093/sw/sww049.Peer-Reviewed Original ResearchConceptsSocial workersSocial work agenciesSocial service institutionsAsymmetrical power relationshipsCommunities of colorSocial service needsRisk of foreclosurePercent of homeownersNational housing marketThreat of defaultSense of matteringWork agenciesLegal aidDepth interviewsPower relationshipsForeclosure crisisHousing marketService institutionsHousehold budgetingGreat RecessionMortgage foreclosuresFinancial servicesService needsHomeownersForeclosure
2014
Getting sick and falling behind: health and the risk of mortgage default and home foreclosure
Houle JN, Keene DE. Getting sick and falling behind: health and the risk of mortgage default and home foreclosure. Journal Of Epidemiology & Community Health 2014, 69: 382. PMID: 25430548, DOI: 10.1136/jech-2014-204637.Peer-Reviewed Original ResearchConceptsMortgage defaultChronic conditionsOnset of illnessRisk of defaultHealth limitationsPoor health outcomesYouth 1979 dataMiddle-aged adultsLogistic regression modelsOlder middle-aged adultsMortgage distressForeclosure riskPolicy perspectiveHealth outcomesHealth statusHealth insuranceForeclosureHome foreclosuresFamily incomeDefaultNational Longitudinal StudyLongitudinal studySurvey wavesRiskRegression models