2018
Maximizing Home Equity or Preventing Home Loss: Reverse Mortgage Decision Making and Racial Inequality
Keene DE, Sarnak A, Coyle C. Maximizing Home Equity or Preventing Home Loss: Reverse Mortgage Decision Making and Racial Inequality. The Gerontologist 2018, 59: 242-250. PMID: 29522185, DOI: 10.1093/geront/gnx209.Peer-Reviewed Original ResearchConceptsSocial inequalitiesOlder homeownersHome equityMortgage decisionsUnequal landscapeHousing needsRacial inequalityDichotomous schemaEconomic opportunitiesReverse mortgage loansDepth interviewsHome lossThematic coding schemeUS homeownersReverse mortgagesHomeownersEquityStrategic toolInequalityResearch designReverse mortgage borrowersLast resortMortgage loansDiverse sampleMortgages
2016
“There's a Difference—I Own This”: Negotiating Social and Financial Services under Threat of Mortgage Foreclosure
Baker A, Keene DE. “There's a Difference—I Own This”: Negotiating Social and Financial Services under Threat of Mortgage Foreclosure. Social Work 2016, 61: 321-330. PMID: 29664259, DOI: 10.1093/sw/sww049.Peer-Reviewed Original ResearchConceptsSocial workersSocial work agenciesSocial service institutionsAsymmetrical power relationshipsCommunities of colorSocial service needsRisk of foreclosurePercent of homeownersNational housing marketThreat of defaultSense of matteringWork agenciesLegal aidDepth interviewsPower relationshipsForeclosure crisisHousing marketService institutionsHousehold budgetingGreat RecessionMortgage foreclosuresFinancial servicesService needsHomeownersForeclosure