Reverse Mortgages and Racial Inequalities in Wealth and Health

Funded by the Russell Sage Foundation. This qualitative project examined experiences with reverse mortgage loans among older homeowners to address the following research questions:

1. What are the life circumstances and decision-making processes that precede reverse mortgage loans? In particular, how might health and wealth vulnerabilities play a role in this process?
2. How do older homeowners learn about reverse mortgages and how do they evaluate this information?
3. What are the implications of reverse mortgages for the bodily, social and economic well-being of black, white and Latino homeowners and their families?