MD Academic Year 2026-2027 Budget
| Allocation | M1 | M2 | M3 | M4 | M5 |
|---|---|---|---|---|---|
| Tuition | $76,700 | $76,700 | $76,700 | $76,700 | $76,700 (full) / $38,854 (split) |
| Activity Fee | $750 | $750 | $750 | $750 | $750 |
| Books and Supplies | $3,261 | $3,261 | $3,261 | $3,261 | $3,261 |
| Equipment | $1,645 | $0 | $0 | $0 | $0 |
| Technology Fee | $925 | $925 | $925 | $925 | $925 |
| Health Fee | $975 | $975 | $975 | $975 | $975 |
| Housing and Food | $26,236 | $28,859 | $31,483 | $26,236 | $31,483 |
| Personal and Transportation | $5,147 | $5,662 | $6,176 | $5,147 | $6,176 |
| Yale Hospitalization and Specialty Care Coverage* | $3,764 | $3,764 | $3,764 | $3,764 | $3,764 |
| Travel to Rotations | $1,045 | $3,417 | $3,727 | $5,780 | $3,727 |
| USMLE Step 1 and Step 2 CK | $0 | $0 | $1,360 | $0 | $0 |
| Total Budget | $120,448 | $124,312 | $129,121 | $123,537 | $127,761 (full) / $89,915 (split) |
*As of 2/27/26, rate not set by Yale Health.
Loan fees will be added to the Cost of Education if the student borrows from any one of the programs listed below. The maximum amount will equal the amount of the loan times the fee percentage charges. Loan origination fees are subject to change based on funding uncertainties at the Federal level.
- Direct Unsubsidized Federal Loan: 1.057%
- Direct Graduate Plus Loan: 4.228%
| Allocation | M1 | M2 | M3 | M4 | M5 |
|---|---|---|---|---|---|
| Unit Loan | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 |
| Dependency Allowance | |||||
| First Child | $5070 | $5577 | $6084 | $5070 | $6084 |
| Additional Children | $3560 | $3916 | $4272 | $3560 | $4272 |
Extended Study / Registration Fee:
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Students who pay full tuition for four consecutive years will also pay a $975 registration fee for your chronological fifth year.
Students who split tuition across the fourth and fifth chronological years will pay a $487.50 registration fee for each of these years.
For dual students, tuition is charged by the school in which you are enrolled during a given term
Notes:
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Federal regulations require that we use a single student budget for all students. A federally-established Standard Maintenance Allowance will be added for married students and/or students with dependents.
Adjustments will be made to the standard single student budget for insurance and origination fees for Federal Direct Unsubsidized and Graduate PLUS loans.
The personal expense allowance, intended for laundry, clothing, entertainment, etc., assumes a modest level of spending during the year.
Your status as a Yale University student automatically enrolls you in Yale Health Basic Student Health Services. This coverage cannot be waived.
In addition to the Yale Health Basic Student Health Services, the University requires all students to have adequate hospitalization coverage. Yale University students are automatically enrolled in and charged for the Yale Health Hospitalization & Specialty Care Coverage. Students may choose to waive this coverage if they are enrolled in another adequate and comparable insurance plan. To waive the Yale Health Hospitalization & Specialty Care Coverage you must complete an online waiver form. This waiver must be completed each academic year. Late waivers are not accepted.