Gifts that Provide Income for Life…and Payments You Can Depend OnThrough charitable gift annuities and charitable remainder trusts, you, or someone you name, can receive lifetime payments—and the satisfaction that the Yale School of Public Health will beneﬁt, too.
Charitable Gift Annuity
This gift offers stable, secure payments for life to you or to one or two individuals you select. Annuity rates, which are determined in part by the ages of the beneﬁciaries when payments begin, are ﬁxed when the gift is made.
It is also possible to make a gift now, but defer the start of payments until a time in the future. The longer the deferral period, the higher the payments you can expect to receive.
A deferred gift annuity offers a way to supplement retirement income with ﬁxed payments. If you are not certain when you would like payments to begin, you may select a window of possible start dates and decide at a later time.
Charitable Remainder TrustYou transfer cash, stock, real estate, or other assets to a trustee who man- ages and invests them for you in a separate trust. You, a bank or brokerage ﬁrm, or in some cases Yale may serve as trustee. The trust makes payments to you, you and your spouse, or to another person of either a ﬁxed dollar amount or a variable amount. Beneﬁciaries receive payments for their lifetimes or for a term of years. Yale receives the balance—the “charitable remainder”—when the trust ends.
Gifts that provide lifetime income, including charitable gift annuities and charitable remainder trusts, may be designated for any purpose at the Yale School of Public Health. They can support student travel fellowships, global health initiatives, research, scholarships, or any program at YSPH you wish to sustain. Most importantly, these gifts enable you to provide for yourself and your family and ultimately help to preserve your values and make an enduring impact.
Through their generosity, life income donors secure their own future, and help to ensure the School of Public Health’s future as well. Perhaps one of these life income gifts can meet your income needs and help you reach your ﬁnancial and charitable goals.
Yale Charitable Gift Annuity Rates
Simple, stable, and secure, a Yale gift annuity offers you the peace of mind of ﬁxed payments for life secured by the total assets of the university. At the same time, you have the opportunity to support future generations of Yale students.
|Immediate Gift Annuity|
|Deferred Gift Annuity (for payments beginning in 5-15 years)|
|Age||Deferred 5 years||Deferred 10 years||Deferred 15 years|
Minimum gift annuity is $10,000. These rates are for illustration purposes and may vary depending on the timing of your gift. Annuity rates for two individuals are also available.
Make a Lasting Impact on the Yale School of Public Health
Bequests have a profound and lasting impact on teaching, learning, and research at the Yale School of Public Health and are an enduring source of support for the school.
For many alumni and friends, a bequest is a simple way to make a gift. A commitment made today can inﬂuence YSPH’s future with no effect on your resources during your lifetime. Bequests can be in the form of cash, securities, real estate, or other property. You may designate a speciﬁc dollar amount, a particular asset, a ﬁxed percentage of your entire estate, or leave your residuary estate after you have provided for loved ones.
Consider using the following language to create a bequest through your will or revocable trust:
“I give (______________ dollars) or (a speciﬁc asset, such as securities, real estate, or other property) or (all) or (______ percent of the rest, residue, and remainder of my estate) to Yale University in New Haven, Connecticut, for the Yale School of Public Health.”
Although including a bequest in your estate plan is one way to leave a legacy, there are other arrangements, similar to bequests, which are simple, straightforward, and accomplish the same goal. You may name the Yale School of Public Health as a beneﬁciary of a life insurance policy, bank or brokerage account, or individual retirement account. To name the school as a beneﬁciary, you complete a beneﬁciary designation form. In each of these cases, you retain control of your policy or account while you are living and your ability to change the beneﬁciary at any time you wish.
However you choose to leave your legacy, your decision will serve as an inspiration to all who share a commitment to the Yale School of Public Health and its future.
You Can Inﬂuence the Future of the Yale School of Public Health:
- By remembering YSPHin your will or trust, or naming the Yale School of Public Health as beneﬁciary of your individual retirement account or life insurance policy—a gift that costs you nothing during your lifetime.
- By creating a gift that makes payments to you for your lifetime and/or to your spouse, parent, sibling, or friend.
- By making a gift that may increase income, save taxes, provide a hedge against inﬂation, and beneﬁt you and your family.
To learn more, please contact:
Yale Office of Planned Giving
800.445.6086 • 203.432.7025